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Empowerment

Financial Literacy & Household Micro-Budgeting

Master single-income household budgeting, cash flow stability, emergency buffer creation, and multi-currency management.

Format
Online - Interactive Zoom Sessions (recorded for flexible viewing)
Starts
5 November 2026
Ends
3 December 2026
Apply by
1 November 2026
Places
40

Navigating daily living costs and volatile currency values requires clear, practical tools. This 4-week interactive course transforms money management from a source of anxiety into an empowering skill.

What we cover

  • Understanding currency exchange rates and protecting purchasing power
  • The 4-jar cash envelope budgeting method for single-parent incomes
  • Prioritizing essential expenses and eliminating predatory debt
  • Simple digital tracking sheets and phone apps for daily bookkeeping
  • Realistic steps toward building a 3-month emergency safety buffer

Support included

  • One-on-one confidential consultation with a licensed financial coach
  • Free printed budgeting ledger and digital templates

Who can take part

Open to all enrolled SMC mothers seeking clearer household budget management.

What you will need

No special financial documents needed.

How to apply

Apply from your free SMC account and follow your application there. New to SMC? Create an account first.

Questions: finance-programs@singlemomcare.org